Skip to main content OHFA's Refinance Program

OHFA's Refinance Program

Current OHFA home borrowers can refinance their mortgage loan to improve their mortgage interest rate and reduce their monthly payment, helping them save money over the life of their loan. This program is only available to borrowers who have an OHFA loan that includes a down payment assistance second mortgage with a term of 7 years that OHFA will not otherwise re-subordinate.

  • Minimum credit score of 640.
  • Conventional and Government loan options available.
  • Grants for Grads loans are not eligible.
  • For loans reserved on or after 9/1/2015.

*Additional requirements apply.

Contact an OHFA-approved lender to get started.